Book Description
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Highlights
Unbeknownst to most consumers, a negative credit status can cripple various areas of both your personal and professional life. One key area that is often overlooked is the ability to obtain employment and/or professional licensure. Currently, there are only eleven states that have passed laws limiting the use of employment credit checks. What type of information will an employer have access to through the job applicant’s credit/consumer report? If you’d like to know the answer… read page 13. Have you ever wondered why you can apply for a loan and be denied, but the very next day apply for a different type of loan and get approved? This happens more frequently than the average person is aware of. If you’d like to understand why this happens… read page 49. New and upcoming innovations in the credit industry that measure one’s credit worthiness with non-traditional elements such as social media posts is on the rise. Want to know how this may directly affect you… read page 55. As you journey further into this book, your knowledge base of how FICO scores, credit reporting agencies, creditors and the government all work together to formulate our current credit reporting system will expand. This information can forever change your buying and payment habits. Enter at your own risk!
About the Author – Dominick Burke
Dominick Burke is a former loan officer with Aegis Lending, Guaranteed Home Mortgage and Consortium Financial. He is also Co-founder and Chief Financial Officer for Aquarian Business Group, LLC. He is FCRA/FACTA Certified through the Consumer Data Industry Association and has completed Cohort 4 Advanced Credit Training at the Credit Expert Summit. He is twice trained and qualified to be a Credit Expert Witness in State and Federal Court by John Ulzheimer, formerly of FICO and Experian. With over 16 years’ experience and thousands of satisfied creditworthy consumers, Dominick has built a reputation that has attracted Celebrities and Professional Athletes that have had less-than-perfect credit. He currently conducts educational seminars about credit along the U.S. Eastern Seaboard and has done seminars for Adrian O. Mapp (Mayor, Plainfield, NJ), Dana Williams (President, Passaic County New Jersey Board of Realtors), Scott Tucker (District Manager at Coldwell Banker, Maryland) and Jenn Graziano (Creator, Producer Mob Wives Vh-1 series). He also is the author of THE BEST TIME MANAGEMENT GUIDE.
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